Offbeach Boat Insurance
Our comprehensive policies protect your vessel from damages and liabilities, including those caused by natural disasters and accidents.
Simple and easy online insurance for catamarans
Offbeach sailing is a thrilling and exhilarating way to spend your time on the water. Whether you're exploring new horizons or just enjoying the feeling of the wind in your sails, there's nothing quite like the freedom of being out on the open water.
But as with any outdoor activity, it's important to be prepared and take the necessary precautions to ensure your safety and the safety of those around you. One of the most important things to consider when offbeach sailing is insurance coverage. Accidents can happen on the water just as they can on land, and the cost of repairs can quickly add up. Without proper insurance protection, you could be left paying for these costs out of pocket. That's why it's essential to have a comprehensive insurance policy that covers damages and liabilities, including those caused by natural disasters and accidents.
At New Wave Marine, we offer insurance a policy specifically designed with offbeach sailing in mind. Our comprehensive coverage includes protection for your vessel, personal property, and liability coverage for passengers and other boaters. Contact us today for a quote and let us help you set sail with peace of mind.
Key Benefits for offbeach sailing boat owners
Types of boat insurance cover
When it comes to boat insurance, there are generally two types of coverage to choose from: third party only and comprehensive.
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Frequently Asked Questions
What does the New Wave Marine Boat insurance policy cover?
The New Wave Marine Boat insurance policy covers various aspects of boat ownership, including:
- Physical damage coverage: This covers damage to your boat and its equipment, including the hull, motor(s), equipment and accessories, sails, masts, spars, standing and running rigging, tender, and trailer caused by accidents, fire, theft, or vandalism.
- Liability coverage: This covers you if you cause damage to another person's property or if you injure someone while operating your boat. Also included is the costs for the rescue of you, your passengers or your crew, the costs of salvaging your boat and the costs of any attempt or actual raising, removal or destruction of the wreck of your boat
- Towing coverage: This covers the cost of emergency towing, You do not need our authority to take such action if it is an emergency. However, you must advise us as soon as possible after the action has been taken.
- Personal effects coverage: This covers personal items that are on your boat, such as clothing, binoculars, mobile phones, prescription glasses and sunglasses, waterproof gear, bags, eskies, wine coolers, shoes, wallets or purses (excluding cash and credit cards), toiletry articles, hats or caps, keys or pens, portable radios, MP3 players and compact disc players.
Are trailers covered?
Yes, trailers are covered while they are being used to transport your boat, or while they are stored at the same premises as your boat. However, please note that there are certain conditions and exclusions that apply, and it is recommended that you refer to the PDS for a full description of coverage.
Will I need a survey report to get cover with New Wave Marine?
The necessity of a survey report depends on various risk factors. To determine whether you need one, simply fill out the quick online quote form. If a survey report isn't required, you will receive an instant quote and can proceed with purchasing the policy right away.
Does the New Wave Marine policy offer 3rd party only cover?
Yes, New Wave Marine offers Third-Party Only coverage, simply complete our online quote form.
Does the New Wave Marine 3rd Party Only policy cover removal of wreck and pollution?
The New Wave Marine 3rd Party Only policy provides coverage for the costs associated with raising, removing, or destroying the wreck of your boat in case of any attempt or actual incident. Additionally, it also covers any sudden accidental discharge, release, or escape of fuel, lubricants, or sewage from the holding tanks of your boat. If such an incident occurs, you could be legally liable for any resulting loss, damage, or contamination. The policy offers coverage up to $500,000 for such liability.
How do I lodge a claim?
To complete the Claims Form, go to the New Wave Marine website and click "Make a claim", Login with your email address and policy number, Click "new claim", complete the quick online claim form, and click submit. Your claim will then be sent directly to Berkshire Hathaway Specialty Insurance acting through its agent New Wave Marine. If you require any assistance call us on 1300 121 046
What types of loss or damage does the policy cover for my boat?
The policy covers accidental loss or damage, theft, and vandalism, provided these occur within the policy's effective dates and geographical limits.
How do I file a claim if something happens to my boat?
You can file a claim by notifying the insurer as soon as possible, completing the required claims form online, and providing any necessary documentation as specified in the policy.
Are there any specific conditions under which the policy will not pay for loss or damage?
Yes, the policy will not cover wear and tear, osmosis, deterioration from vermin or marine organisms, and damage from inherent defects or faults present before the policy commencement.
What should I do to ensure my claim is processed smoothly?
Take all reasonable precautions to prevent further loss, report the damage to the police if necessary, and cooperate fully with the insurer's assessors and investigators.
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