Public Liability Insurance
Your hub for articles that help Australian small businesses understand public liability insurance, what it covers, typical costs, limits and excesses, and how to stay compliant.
Popular Guides and Tips
Discover practical explainers on how public liability insurance works for sole traders and small businesses, from tradies and cafes to retailers, consultants and start-ups. Learn how to choose a cover amount (for example $5m, $10m or $20m), understand exclusions, excesses and limits, and what affects your premium. We also break down contract requirements, venue and council requests, and when you may need to show a certificate of currency.
Find step-by-step advice on getting a quote, comparing insurers, and the claims process if an incident happens on a client’s site or at your premises. Our articles highlight Australian regulations and real-world scenarios across NSW, VIC, QLD and beyond, plus risk management tips to reduce claims and costs. New Wave Insurance, a trusted provider of small business cover in Australia, curates each piece to help you make informed decisions and protect your business with confidence.
What Our Customers Say
Real feedback from our valued customers
Peter F
11 hrs agoVery easy insurer to work with
Roderick L
2 days agoHassle free insurance
Peter B
4 days agoFast resolution of minor collision in transit lane Mordialloc creek. Very good service.
Gary C
4 days agoHave been with new wave insurance 4 years now they have been very easy to deal with
Matthew T
4 days agoEasy to deal with
Gregory T
5 days agoVery easy to deal with
James G
6 days agoVery happy with my policy. Easy to apply & renew.
Peter G
7 days agoI'm extremely happy with this insurance arrangement and I appreciate the ease of renewing it
Geng D
a week agoVery good
Paul S
a week agoGreat service
Gerald M
a week agoGreat service and good product. Easy transaction.
Heidi O
2 weeks agoGreat affordable and easy renewal process
Always Wet PTY LTD A
2 weeks agoNew wave make insuring our boat a breeze
Martin G
2 weeks agoStraight forward renewal process
Garry S
2 weeks agoHave been insured with new wave for a few years now, they are the best prices around and I have had no issues with them
Xavier O
2 weeks agoGreat insurer to have your boat through
Jorge G
2 weeks agoVery reasonable pricing and easy to arrange.
Aubrey H
2 weeks agoGreat insurance, no hassles.
Daniele R
3 weeks agoEasy to deal with and reasonably priced
Andrew D
3 weeks agoAffordable policy and easy renewal process
Wade A
3 weeks agoWe have used you before and so far no claims, but it’s doesn’t say JetSki anywhere.
Learn More
Marine Insurance for all types of boats
Find the right coverage for your vessel
GET A QUOTE
QUICK LINKS
DOCUMENTS
Get a Quote
Instant quotes, instant cover.
- Discount applies to the premium paid for a new New Wave Insurance Boat insurance policy initiated online on or after 1 Jan 2021.
- The discount cannot be used in conjunction with any other offer.
- Discounts do not apply to any renewal offer of insurance or mid term endorsement quotes.
- Discounts only apply to the insurance portion of the premium. Discounts are applied before government charges, taxes, levies and fees.
- We reserve the right to change the offer without notice.
- Only applies to New Business quotes
- Only applies to automatic online quotes
- If your quote request is referred to an underwriter they may or may not ask for a survey report