Public Liability Insurance
Your hub for articles that help Australian small businesses understand public liability insurance, what it covers, typical costs, limits and excesses, and how to stay compliant.
Popular Guides and Tips
Discover practical explainers on how public liability insurance works for sole traders and small businesses, from tradies and cafes to retailers, consultants and start-ups. Learn how to choose a cover amount (for example $5m, $10m or $20m), understand exclusions, excesses and limits, and what affects your premium. We also break down contract requirements, venue and council requests, and when you may need to show a certificate of currency.
Find step-by-step advice on getting a quote, comparing insurers, and the claims process if an incident happens on a client’s site or at your premises. Our articles highlight Australian regulations and real-world scenarios across NSW, VIC, QLD and beyond, plus risk management tips to reduce claims and costs. New Wave Insurance, a trusted provider of small business cover in Australia, curates each piece to help you make informed decisions and protect your business with confidence.
What Our Customers Say
Real feedback from our valued customers
Kevin M
58 minutes agoEasy to do business with
Lawrence m
8 hrs agoHappy with my insurance plan.
Angus H
5 days agoEasy to use website
Aaron W
5 days agoEasiest renewal of boat insurance at a competitive price
Scott M
5 days agoAppreciate the support
Brett C
6 days agoExcellent service
Phillip W
a week agoNo fuss easy insurance
Russell L
a week agoon line renewal is simple and very easy to use.
Damian Q
a week agoGreat company . Competitive pricing
Aubrey & Charlotte H
a week agoGreat insurance, easy to renew.
Nigel S
a week agoChange of price
Ross K
2 weeks agoGood service. Hope I won’t need to use it again.
Peter H
2 weeks agothe website is easy to use and understand
Anthony P
2 weeks agoRenewal is easy. Coverage is clear, annual prices are minimal. Have got quotes against them each year and they are always the best. Would recommend
Kevin h
2 weeks agohaven’t had to make a claim so can’t rate
John G
2 weeks agoGreat service and very competitive pricing
Sharna M
2 weeks agoFantastic service and communication
Andrew P
2 weeks agoGreat product and well priced.
Malcolm O
2 weeks agoeasy to use website
Scott B
2 weeks agoRenewing my policy made simple without any annoying phone calls. Great to deal with.
JUSTIN K
2 weeks agoGreat 👍
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- Discount applies to the premium paid for a new New Wave Insurance Boat insurance policy initiated online on or after 1 Jan 2021.
- The discount cannot be used in conjunction with any other offer.
- Discounts do not apply to any renewal offer of insurance or mid term endorsement quotes.
- Discounts only apply to the insurance portion of the premium. Discounts are applied before government charges, taxes, levies and fees.
- We reserve the right to change the offer without notice.
- Only applies to New Business quotes
- Only applies to automatic online quotes
- If your quote request is referred to an underwriter they may or may not ask for a survey report