Public Liability Insurance
Your hub for articles that help Australian small businesses understand public liability insurance, what it covers, typical costs, limits and excesses, and how to stay compliant.
Popular Guides and Tips
Discover practical explainers on how public liability insurance works for sole traders and small businesses, from tradies and cafes to retailers, consultants and start-ups. Learn how to choose a cover amount (for example $5m, $10m or $20m), understand exclusions, excesses and limits, and what affects your premium. We also break down contract requirements, venue and council requests, and when you may need to show a certificate of currency.
Find step-by-step advice on getting a quote, comparing insurers, and the claims process if an incident happens on a client’s site or at your premises. Our articles highlight Australian regulations and real-world scenarios across NSW, VIC, QLD and beyond, plus risk management tips to reduce claims and costs. New Wave Insurance, a trusted provider of small business cover in Australia, curates each piece to help you make informed decisions and protect your business with confidence.
What Our Customers Say
Real feedback from our valued customers
Thorsten M
22 hrs agoThe cheapest and easiest boat insurance around. Have continued to use over the last few years
Hayden B
2 days agoGreat service
Darren W
2 days agoGood value
Tim F
2 days agoEase of use and reliable service.
GEOFFREY P
2 days agoSimple process
Brenton P
3 days agoHreat service. friendly proffesional staff, quick response time
PETER L
4 days agoEasy to deal with.
KEVIN K
4 days agoEast to re-insure.
Michael L
6 days agoGood company
Joshua S
a week agoAll good.
Brett N
a week agoAlways a pleasure dealing with the guys at New Wave!
Jamie C
a week agoAlways great, use them every year
Sam Y
a week agoGreat to get then notice of renewal via email and text
Raymond C
2 weeks agoPrices have gone up
Peter M
2 weeks agoVery efficient and stress free process. Selecting your insurance has been a good move
David M
2 weeks agoVery easy to complete reinsurance on line. Very competitive insurance quote
Bill B
2 weeks agoEasy to deal with and you actually understand what you’re covered for and what you’re not!!
Vicki P
2 weeks agoEasy set up and great communication
Luke D
2 weeks agoEasy to work with and flexible insurance
Brian G
2 weeks agoeasy to use use website, straightforward renewal, competitive pricing, great service
Kevin C
2 weeks agoBrilliant service
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- Discount applies to the premium paid for a new New Wave Insurance Boat insurance policy initiated online on or after 1 Jan 2021.
- The discount cannot be used in conjunction with any other offer.
- Discounts do not apply to any renewal offer of insurance or mid term endorsement quotes.
- Discounts only apply to the insurance portion of the premium. Discounts are applied before government charges, taxes, levies and fees.
- We reserve the right to change the offer without notice.
- Only applies to New Business quotes
- Only applies to automatic online quotes
- If your quote request is referred to an underwriter they may or may not ask for a survey report