Public Liability Insurance
Your hub for articles that help Australian small businesses understand public liability insurance, what it covers, typical costs, limits and excesses, and how to stay compliant.
Popular Guides and Tips
Discover practical explainers on how public liability insurance works for sole traders and small businesses, from tradies and cafes to retailers, consultants and start-ups. Learn how to choose a cover amount (for example $5m, $10m or $20m), understand exclusions, excesses and limits, and what affects your premium. We also break down contract requirements, venue and council requests, and when you may need to show a certificate of currency.
Find step-by-step advice on getting a quote, comparing insurers, and the claims process if an incident happens on a client’s site or at your premises. Our articles highlight Australian regulations and real-world scenarios across NSW, VIC, QLD and beyond, plus risk management tips to reduce claims and costs. New Wave Insurance, a trusted provider of small business cover in Australia, curates each piece to help you make informed decisions and protect your business with confidence.
What Our Customers Say
Real feedback from our valued customers
Terrence P
4 hrs agoNever had any issues. Sends me reminders
Dale T
yesterdayGood straightforward insurance.
Marc V
yesterdayNever had an issue with New Wave. Having said that, never had to put in a claim either.
Lachie D
yesterdayStraight forward and affordable
Graeme H
2 days agoLove New Wave they are great to deal with
Dean P
3 days agoEasy to arrange coverage with good customer service.
Eddye Z
5 days agoGood service
Michael L
5 days agoVery easy to use website, and very inclusive for all parts of marine insurance
Robert J
5 days agoSeems on par with others. Like all insurance you hope you will never need it.
Darren H
6 days agoEasy online renewal process, we have never needed to make a claim, but so far so good..
Vincent M
6 days agoEasy to apply online. No need to wait for the insurance agent to call back. Just enter all the information of the boat and make the payment, all done!
Leonid K
a week agoReasonable price
Marco R
a week agoVery compedative rates and helpfull when communicating about details relating to the loan.
Heike M
a week agoDealing with New Wave Marine for several years now, I can only recommend their prompt, helpful and professional service.
Jaqueline K
a week agoVery easy to renew , clear instructions
James L
a week agoNew Wave over the years have provided great service while remaining reasonably priced.
Michelle W
a week agoVery happy with the service so far.
Aaron B
2 weeks agoEasy to deal with.
Eleanor H
2 weeks agoRemi ders come well before renewal due
William T
2 weeks agoSeems good. Competitive price. but haven't had to claim so yet so can't provide an accurate rating of service
Mary J
2 weeks agoalways helpful
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- Discount applies to the premium paid for a new New Wave Marine Boat insurance policy initiated online on or after 1 Jan 2021.
- The discount cannot be used in conjunction with any other offer.
- Discounts do not apply to any renewal offer of insurance or mid term endorsement quotes.
- Discounts only apply to the insurance portion of the premium. Discounts are applied before government charges, taxes, levies and fees.
- We reserve the right to change the offer without notice.
- Only applies to New Business quotes
- Only applies to automatic online quotes
- If your quote request is referred to an underwriter they may or may not ask for a survey report