Public Liability Insurance
Your hub for articles that help Australian small businesses understand public liability insurance, what it covers, typical costs, limits and excesses, and how to stay compliant.
Popular Guides and Tips
Discover practical explainers on how public liability insurance works for sole traders and small businesses, from tradies and cafes to retailers, consultants and start-ups. Learn how to choose a cover amount (for example $5m, $10m or $20m), understand exclusions, excesses and limits, and what affects your premium. We also break down contract requirements, venue and council requests, and when you may need to show a certificate of currency.
Find step-by-step advice on getting a quote, comparing insurers, and the claims process if an incident happens on a client’s site or at your premises. Our articles highlight Australian regulations and real-world scenarios across NSW, VIC, QLD and beyond, plus risk management tips to reduce claims and costs. New Wave Insurance, a trusted provider of small business cover in Australia, curates each piece to help you make informed decisions and protect your business with confidence.
What Our Customers Say
Real feedback from our valued customers
Andrew M
18 hrs agoNew Wave offer a seamless yacht insurance service with great online renewal capability.
Craig S
2 days agoNot had to use the insurance so can't comment on the claim process, but quotes have been competitive.
Jonathan T
3 days agoAssistance provided by phone has been prompt and helpful
Shaun A
3 days agoEasy to deal with
Matthew B
4 days agoAlways fantastic thank you for your service
Telemahos L
6 days agoGreat cover competitive
Darryl H
7 days agoWell priced insurance, easy to deal with. Very happy.
James G
7 days agoQuick and easy insurance.
Phi P
7 days agoeasy to deal with
Derek H
a week agoHassle free insurance cover for my yacht at a competitive price.
Douglas N
a week agoThank you for your service
Davy K
a week agoEasy to Renew
David T
a week agoVery good. Fast and efficient quotes.
Todd K
2 weeks agoFantastic company to deal with. Very easy to obtain quote and renew each year.
Marek K
2 weeks agoGreat service, using them for 5 years
Ian O
2 weeks agoThanks sir the easy online Insurance makes it all so simple
Gregory B
2 weeks agoSimple insurance transactions
Luke M
2 weeks agoGreat insurance company. Easy to get a quote and way cheaper than others online.
Rick v
2 weeks agoNo fuss cover
Will M
2 weeks agoGreat insurance
Reginald K
2 weeks agoEase of renewal, witha reasonable price
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- Discount applies to the premium paid for a new New Wave Marine Boat insurance policy initiated online on or after 1 Jan 2021.
- The discount cannot be used in conjunction with any other offer.
- Discounts do not apply to any renewal offer of insurance or mid term endorsement quotes.
- Discounts only apply to the insurance portion of the premium. Discounts are applied before government charges, taxes, levies and fees.
- We reserve the right to change the offer without notice.
- Only applies to New Business quotes
- Only applies to automatic online quotes
- If your quote request is referred to an underwriter they may or may not ask for a survey report