The Best Boat Insurance for Summer: Stay Protected on and off Water!
There’s no better feeling than getting your boat out on the water in summer — whether it’s for cruising, fishing, sailing, or watersports. But before you head out, it’s essential to make sure your boat is protected with the right insurance. Accidents, theft, and storm damage can happen when you least expect them and a well-chosen boat insurance policy gives you protection all season long.
Why Boat Insurance Matters in Summer
Summer is peak boating season in Australia, which also means it’s the time when most incidents occur. From crowded marinas and busy waterways to unpredictable weather, the risks are higher. Having boat insurance ensures that if something goes wrong; whether it’s damage to your vessel, liability to others, or theft — you’re not left facing hefty repair bills or legal costs.
What Makes a Good Boat Insurance Policy?
The best boat insurance isn’t just about price, it's about the protection it offers. Here’s what to look for:
- Accidental Damage Cover – Protects your boat against damage from collisions, grounding, or accidents on and off the water.
- Theft and Fire Protection – Covers you if your boat is stolen, vandalised or damaged by fire
- Storm and Weather Cover – Australian summers can bring sudden storms and cyclones, so make sure your policy includes storm and flood protection.
- Liability Cover – Protects you if your boat causes damage to another vessel or injures someone.
- Transit Cover – Ensures your boat is protected while being towed or transported.
- Personal Effects & Equipment – Covers items like fishing gear, electronics, and safety equipment on board.
At New Wave Marine Boat Insurance, we make it simple to find the right protection. Our online boat insurance lets you get a quote and buy cover in minutes, with flexibility to choose from comprehensive or third party insurance for most types of boats.
Tips for Safe Boating This Summer
Even with insurance in place, prevention is key.
- Check weather forecasts before heading out.
- Keep your safety gear up to date.
- Service your boat and engine before the season starts.
- Always follow local boating regulations.
Enjoy Summer with Confidence
Whether you’re exploring new waters or heading to your favourite bay, the best way to enjoy your time on the water is with confidence, knowing your boat is covered. Get a fast online quote today at New Wave Marine and make sure your summer adventures are protected.
Related Articles you might like
Want to receive the latest news and boating advice?
We offer a convenient newsletter subscription service that delivers the latest updates to your inbox. To sign up, visit our website and enter your email address in the subscription box. It's quick, easy, and free, and you'll be the first to know about any new products or services we offer
Thanks for signing up!
