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Horse Float Insurance

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Horse Float Insurance

Whether you're heading to competitions, trail rides, or moving horses between properties, your horse float or horse trailer is vital to your lifestyle. That’s why protecting it with quality horse float insurance is essential. At New Wave Caravan & Trailer Insurance, we offer trusted, affordable cover tailored to Australian horse owners.

Why Do You Need Horse Float Insurance?

Horse floats and horse trailers are valuable assets—and essential for safely transporting your horses. Loss or damage arising from accidents, theft, storms, or fire can be costly and inconvenient. Having the best horse float insurance means you’re covered for repairs, replacement, and even liability if your float causes injury or damage to third parties.
It’s also important to note that some equestrian event venues or organisers may require you to provide proof that you have horse float insurance in place before they allow you and your float entry into the event venue. Finance providers may also require you to provide proof that your float is covered. 

Best Horse Float Insurance Choice – Why Choose New Wave?

New Wave Caravan & Trailer Insurance offers one of the best horse float insurance options in Australia. Our policies are simple to understand, easy to buy online, and backed by fast, responsive support. Whether you have a standard float, angle load, gooseneck, or extended float with living quarters, we’ve got you covered.
Our horse float and horse trailer insurance includes protection for:
  • Accidental Damage – Covers repair or replacement costs if your horse float is damaged while in use, being towed and when in storage.
  • Theft and Vandalism – Covers theft of your horse float and damage caused by attempted theft, vandalism and malicious damage.
  • Fire, Flood and Storm Damage – Protection from natural events like hail, bushfires, and storms.
  • Legal Liability – Covers you if your horse float causes injury to another person or damage to their property.
  • Towing Costs – Reimburses reasonable towing expenses incurred after an insured event.
  • Contents Cover – Covers float-related equipment and gear kept inside the float (conditions apply).
Our range of policies effectively cover the risks of loss or damage to the insured boat/caravan/trailer and your legal liabilities arising from ownership or operation of these unless otherwise excluded in the policies. This policy is designed to cover horsebox insurance, horse box insurance, and horse trailer insurance regardless of the terminology you use.

Get a Horse Float Insurance Quote Online

Need a quote fast? With New Wave Caravan & Trailer Insurance, you can get easy, affordable online horse float insurance quotes in under 90 seconds. Just enter a few details about your float’s make, value, and usage, and details of the vehicle that usually tows it—and we’ll give you a competitive premium with no delay.
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FAQ

FAQ – Horse Float Insurance

1. What does horse float insurance cover?

Our horse float/ horse trailer insurance covers accidental loss or damage, including the risks of accidental damage, theft, fire, storm damage, vandalism, plus legal (public) liability cover. Please read the PDS for more details.

2. Is horse float insurance necessary?

Yes, It protects your investment and your legal liability if something goes wrong.

3. Does car insurance cover my horse float?

In most cases, no. Car insurance typically doesn’t cover damage to your horse float or its contents. You’ll need separate horse float insurance.

4. Can I get a quote for horse trailer insurance online?

Yes! Our online system makes getting a horse trailer insurance quote fast and easy. Enter your details, and you’ll see your price instantly.

5. Do you offer insurance for horseboxes?

Yes, whether you call it horsebox insurance, horse box insurance, or horse trailer insurance, we offer the same high-quality protection.
Disclaimer
Disclaimer: The information provided in this page is intended as general advice only and does not take into account your personal circumstances, financial situation, or specific needs. Read the PDS for more information.

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New Wave Insurance is a trading name of Hiller Marine Pty Ltd. (ABN 88 611 606 029, AFSL 553722). Copyright © 2026 Hiller Marine. Hiller Marine manage the distribution of this insurance product on behalf of the underwriter. New Wave Insurance does not act on Your behalf.